Disclaimer

Last updated: November 2, 2026

PorchPenny products and this website are not tax, legal, or financial advice. They are organizing tools to help you keep track of your own household information.

No professional relationship

PorchPenny is not a tax preparer, accountant, attorney, or financial advisor. Using our website, spreadsheets, guides, checklists, or emails does not create any professional, advisory, or fiduciary relationship.

Tax information

Tax tags, form references, due dates, and checklist items are general reminders to help you organize records. They may not apply to your situation and may be incomplete. Tax laws, forms, thresholds, and deadlines change, so always confirm current rules at irs.gov or with your state tax agency.

Accuracy

Totals are only as accurate as the data you enter. Always compare figures against your official documents, such as W-2, 1099, and 1098 forms and your bank and lender statements. Spreadsheet formulas can behave differently across software versions, so review your results.

No guarantees

We make no promises about financial outcomes. Results from budgeting depend on many factors outside our control, and we do not guarantee any savings, income, debt reduction, or tax result.

Talk to a professional

Before making tax, legal, or financial decisions, or filing a return, consult a qualified professional such as a CPA, enrolled agent, attorney, or licensed financial advisor.

AI Prompt Pack

The bonus AI Prompt Pack is provided for convenience. AI tools can produce inaccurate or outdated answers. Review every result yourself, and never paste account numbers, Social Security numbers, or other sensitive personal information into an AI tool.

"As is"

Our products are provided "as is," without warranties of any kind. PorchPenny is not responsible for errors, omissions, or any decisions made based on their use. See our terms for details.

Contact

Questions? Email hello@porchpenny.com.